> ## Documentation Index
> Fetch the complete documentation index at: https://docs.voltr.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# User Overview

> Access automated high-yield vaults with a simple interface

Voltr Earn provides curated access to institutional-grade yield strategies managed by professional asset managers and hedge funds. The platform simplifies access to sophisticated trading strategies that traditionally require specialized tools and expertise, making them available through a one-click interface.

<Card title="Explore Vaults" icon="arrow-up-right-from-square" href="https://voltr.xyz/earn">
  Start earning yield on Voltr
</Card>

***

## How It Works

### Transparent Yield Generation

All vault positions and protocol interactions are visible on-chain. Users can see exactly how yield is generated and assess the protocols involved, enabling informed decision-making around protocol risk exposure.

### Non-Custodial Security

Voltr vaults operate on a non-custodial basis:

* **On-chain vaults** — Neither Voltr nor curators can withdraw user deposits. Strategy execution is restricted to whitelisted protocols and functions, ensuring funds remain under programmatic control.
* **Off-chain strategy vaults** — For strategies involving centralized exchanges or cross-chain DEXs, curators may withdraw funds to whitelisted addresses. These are typically third-party custodians or curator-managed exchange accounts, with withdrawal permissions clearly disclosed in vault documentation.

### Professional Curation

All vault curators featured on Voltr Earn have completed KYC/KYB verification and demonstrated proven track records in strategy execution. This vetting process helps mitigate counterparty risk and ensures only quality strategies are presented to users.

***

## Fee Structure

Fees vary by vault. Each vault manager configures their own fee parameters.

| Fee Type            | Charged On | Description                                                           |
| ------------------- | ---------- | --------------------------------------------------------------------- |
| **Issuance Fee**    | Deposit    | Percentage deducted from deposits before LP tokens are minted         |
| **Redemption Fee**  | Withdrawal | Percentage deducted from assets during withdrawal                     |
| **Management Fee**  | AUM        | Annual percentage fee that accrues continuously based on time elapsed |
| **Performance Fee** | Net Profit | Percentage of profits generated, subject to High Water Mark           |

<Info>
  Performance fees use a **High Water Mark** mechanism — fees are only charged on new profits that exceed the vault's historical peak value. This ensures you never pay performance fees twice on the same gains.
</Info>

***

## Voltr-Managed Vaults

| Vault                                      | Strategy                           | Docs                            |
| ------------------------------------------ | ---------------------------------- | ------------------------------- |
| [Ranger USD (\$rgUSD)](/users/rgusd/index) | Dynamic lending yield optimization | [Full docs](/users/rgusd/index) |

## Partner Vaults

| Vault                  | Manager   | Docs                                                                                  |
| ---------------------- | --------- | ------------------------------------------------------------------------------------- |
| HyperPack Arbitrage    | Vectis    | [External](https://docs.vectis.finance/vaults/hyperpack-arbitrage)                    |
| Stablecoin Multi Lend  | Vectis    | [External](https://docs.vectis.finance/vaults/multi-lend-vault)                       |
| Elemental USDS Lending | Elemental | [External](https://docs.elemental.fund/elemental-lend/introduction-to-elemental-lend) |
| Elemental USDC Lending | Elemental | [External](https://docs.elemental.fund/elemental-lend/introduction-to-elemental-lend) |
| DriftPack Arbitrage    | Vectis    | [External](https://docs.vectis.finance/vaults/driftpack-arbitrage)                    |
| JLP HyperLoop          | Vectis    | [External](https://docs.vectis.finance/vaults/jlp-hyperloop-vault)                    |
| Elemental USDG Lending | Elemental | [External](https://docs.elemental.fund/elemental-lend/introduction-to-elemental-lend) |
| Vectis UltraX Arb      | Vectis    | [External](https://docs.vectis.finance/vaults/ultrax-arbitrage)                       |

Each vault has its own risk profile, fee structure, and withdrawal terms. Review the vault-specific documentation before depositing. For general risks, see the [Vault Risk Disclosure](/users/vault-risk-disclosure).