Disclaimer

IMPORTANT NOTICE: PLEASE READ CAREFULLY BEFORE USING THIS PROTOCOL

1. Nature of Protocol: Voltr Protocol is a smart contract infrastructure provider that enables automated yield generation through vaults and strategies. We do not guarantee returns or manage user funds directly.

2. Protocol Architecture: The protocol consists of smart contracts deployed on the Solana blockchain. We provide the infrastructure but do not control or guarantee the performance of integrated protocols (Drift, Marginfi, Solend, Kamino).

3. No Liability for Strategy Performance: As a protocol provider, we are not responsible for any losses, failed transactions, or consequences resulting from using the protocol's vaults or strategies, including but not limited to:

   • Strategy underperformance

   • Smart contract vulnerabilities

   • External protocol failures

   • Market volatility

   • Oracle failures

4. Nature of Vault Positions: The LP tokens received from depositing into vaults represent proportional claims on the underlying pool assets but carry no governance rights or guarantees of value.

5. No Performance Guarantees: Past performance of any strategy or vault does not guarantee future results. Strategy performance can be highly volatile and users may lose their entire deposit.

6. Investment Risks: DeFi strategies are inherently risky and complex. Users must understand:

   • Smart contract risks

   • Market risks

   • Oracle risks

   • Integration risks

   • Liquidity risks Do not deposit more than you can afford to lose.

7. No Guarantees: We make no guarantees about:

   • Strategy availability or performance

   • Protocol uptime or reliability

   • Asset prices or liquidity

   • Integration stability

   • Return rates or yields

8. Legal Compliance: Users are solely responsible for:

   • Ensuring their use of the protocol complies with their local laws

   • Understanding and accepting the risks involved

   • Managing their positions properly

   • Reporting and paying applicable taxes

9. Data Usage: Any performance metrics, APY calculations, or other data displayed are:

   • For informational purposes only

   • Not guaranteed to be accurate

   • Subject to change without notice

   • Not financial advice

10. Protocol Limitations: We reserve the right to:

    • Modify or upgrade smart contracts

    • Add or remove strategy adaptors

    • Pause functions in emergencies

    • Adjust protocol parameters Without prior notice.

11. Strategy Implementation: Users understand that:

    • Strategies are autonomous smart contracts

    • Strategy logic may change through upgrades

    • External protocol integrations may fail

    • Market conditions may affect strategy execution

    • Emergency procedures may be activated

12. Smart Contract Risk: Despite security audits and testing, smart contracts may contain bugs or vulnerabilities that could result in loss of funds.

13. External Dependencies: The protocol relies on:

    • Price oracles

    • External lending protocols

    • Blockchain network stability

    • Market liquidity Any failure in these dependencies could affect protocol operation.

14. No Financial Advice: Nothing in the protocol interface, documentation, or communications constitutes financial, legal, or investment advice. Users must conduct their own research and risk assessment.

By using the Voltr Protocol, you acknowledge that you have read, understood, and accepted all the above disclaimers.